Credit Repair Specialists
Are you considering bankruptcy? We may be able to help you avoid bankruptcy and there is no cost to find out.
Are your experiencing any of the following:
Stop collection calls: Just what it says. Call us if you are tired of debt collectors ringing your phone 7 days a week.
Before we get started, I will preface these questions and answers by saying that I don’t do my own taxes. Why, you may ask? Taxes are not that difficult to learn and with all this great online programs they do just about everything for you, and yet, I don’t do my own taxes.My accountant has apx 40 years of experience, continuing education and has a full-time job of dealing with TAXES. While I may save myself a few $$$ by not hiring a professional, just missing one deduction could cost me more than I would have paid. I don’t know the laws, the latest information and I know just enough to be dangerous.The same reason that I recommend that you hire a professional to help you out of your financial mess. Just like accountants are not all excellent in their field, same with attorneys, hair stylists, and so on, not all credit repair specialist are special. Don’t hire someone that makes a lot of promises that you want to hear. It takes a lot of work, and many times there may be accounts that will have to be paid. We can direct you step by step.So remember, if you can’t teach the class, don’t try to do the work on your own. Hire a professional. Credit repair is just that important.We also have attorneys that we network with that specialize in this area of law, we have other professionals in the field all over the US that we network with for continued support and education. We attend credit repair bootcamps and seminars for the latest information available for successful credit repair.
REPOSSESSIONS & CHARGE-OFF’S
We review your credit reports for inaccurate, unverifiable and outdated information regarding these type of accounts. While we have been successful many times in getting these accounts removed, many times these accounts have to be paid to get them cleared up, but we can assist you through the process working to get you the best settlement.
Removing late payments are not always possible, but many times we have been successful. Keep in mind that when late payments are recent, in our experience getting them removed is most often not going to happen. Being that we have a pay-per-delete, if we don’t get these removed, then you don’t pay for that particular account. Please be careful about doing business with a company that makes promises to clear up a 100% of your negative credit. There is no magic wand.
PUBLIC RECORDS: LIENS, JUDGMENTS, BANKRUPTCY
We are often successful in getting public records deleted from credit reports. We use the laws that are in place for successful deletions, but many times this can take many months. Usually 2 to 6 months, based on previous experience. Do keep in mind that having public records deleted from your credit reports does not delete them from public record files at government agency that it was filed, but it does help your credit scores. When these are deleted, you still owe them and need to make plans to pay any outstanding liens, judgments, or Chapter 13 Bankruptcies. Please note that paying judgments and liens do not get them removed from your credit reports. They can legally leave them on your credit report as “satisfied” for the payment status.
QUESTION: I am an Authorized User on my mother’s credit card. She lost her job and has not been able to pay and now the account has been sent to a debt collector. They are not only calling her, but they are also calling me. I feel that I don’t owe it but they continue to tell me that I need to pay it. What do I do?
ANSWER: Call us. We can stop the phone calls and get you removed from the account.
QUESTION: I filed chapter 7 Bankruptcy 6 years ago and I was told that I couldn’t use my credit until the Bankruptcy was deleted from my credit report. Is this true?
ANSWER: No this is not true. You can begin rebuilding your credit immediately after your Bankruptcy is discharged. Call us and we can help you rebuild your credit.
QUESTION: I have a garnishment from a judgment and I would like to be able to get the garnishment removed. Can you help me?
ANSWER: We probably can. Many times these can be taken care of. Call for more information. Each situation is different and we don’t won’t to guarantee something prior to an initial meeting.
Would you be interested in a free credit report review?