Credit reports have mistatkes

Reporting Rental Payments

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REPORT YOUR RENTAL HISTORY TO THE CREDIT REPORTING AGENCIES

What should tenant background screening companies keep in mind?

How to add your RENT payments to your credit.

If your tenant background screening company is covered by the FCRA, then you have four main requirements:

  • Follow reasonable procedures to ensure accuracy.
  • Get certifications from your clients.
  • Provide your clients with information about the FCRA.
  • Honor the rights of applicants and tenants.

The new guidance includes details about each of these requirements, as well as a handy chart of key FCRA provisions.

Whether you’re a landlord or a screening company, when you’re done using a consumer report, you must securely dispose of it.

Kirkpatrick & Associates provides a limited service for potential landlords.  At no out of pocket for the landlord we charge $35 per applicant to screen their credit reports and provide the information to the “landlord”.  

Our reports are compiled from information from the three major credit reporting agencies, Transunion, Equifax and Experian.  

We can also provide services to report tenant’s month to month pay history to the credit reporting agencies.  This is a great incentive for tenants to pay on time.

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  1. Pingback: The Truth on Paying Collections – reScore Solutions

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